Chantel Brink

Chantel Brink

May 23, 2025

Insurance Denies Life-Saving Lung Transplant Just Before Procedure

Deron Wells, a 59-year-old husband and father of three, was prepared to embark on a cross-country journey for a groundbreaking double-lung transplant when his insurance company abruptly denied coverage. Battling stage 4 lung cancer, Wells had been medically approved for the transplant. He was part of a clinical trial at Northwestern Medicine in Chicago. However, at the eleventh hour, as his family prepared to transfer him from UCLA Santa Monica Medical Center, the insurance provider, Cigna, rescinded their earlier approval.

Fighting Two Battles at Once

For Wells, the denial was more than just a setback; it was a devastating blow in his fight for survival. “I am really sad that my life is in the hands of these decision-makers who seem to make these decisions in such a cold way,” Wells expressed. His wife, Janet Savarimuthu, shared the family’s frustration. She stated, “The last option we have is for us to take him to Northwestern, period. I hope Cigna really understands the seriousness of the situation. We’re not just a number. We are talking about his life.”

The Complexity of Lung Transplants

a reporter discussing Deron Wells and Cigna's refusal for a lung transplant
Image Credit: ABC7

Lung transplants are not a standard treatment for lung cancer, which makes the approval process more stringent. According to Cigna, their coverage guidelines are designed to adhere to national clinical standards, aiming to ensure the best possible outcomes for patients. In a statement, the company defended their decision. They said, “Our coverage guidelines are grounded in national clinical standards to help ensure the best possible outcomes for patients.” Despite this explanation, the Wells family and their supporters view the decision as a cold and calculated move. Suggesting they clearly prioritize cost over human life.

Read More: Finger Test For Lung Cancer Could Determine Cancer Risk

A Community Rallies Around Deron

As the Wells family scrambles to find alternative solutions, friends and supporters have stepped up to assist. Scott Kern, a close friend of the family, is leading a campaign to raise funds and awareness. “Deron deserves this chance that we’re fighting so hard to make sure that he gets,” Kern said, emphasizing the urgency of the situation. Contributions have poured in, demonstrating the strength of community in the face of adversity.

The Human Toll of Insurance Denials

two reporters discussing Deron Wells and Cigna's refusal for a lung transplant
Image Credit: ABC7

The emotional and physical toll of such a denial is immeasurable. Once an active and healthy father, Wells is now grappling with the reality of his condition and the bureaucratic hurdles that stand between him and life-saving treatment. “I’m truly hoping that Cigna will change its tune and will have a positive outlook on this because I’m not done yet,” Wells said, his determination unwavering despite the obstacles.

Awaiting an Appeal: A Race Against Time

Wells and his family have filed an appeal with Cigna and expect a response by Thursday. The wait for a lung transplant is agonizing, as every passing day increases the risks to his health. Janet and their children are holding onto hope that the decision-makers will reconsider. In the meantime, they continue to explore every possible avenue to ensure Wells gets the care he urgently needs.

A Call for Change

Deron Wells, a 59-year-old husband and father of three
Image Credit: ABC7

The story of Deron Wells highlights the harsh realities many families face when navigating the complexities of the American healthcare system. It raises critical questions about the role of insurance companies in determining access to life-saving treatments. For Wells, the fight is far from over. As he awaits a decision that could determine his fate, his resilience serves as a powerful reminder of the human spirit’s ability to endure, even in the face of overwhelming odds.

Read More: Why More Non-Smokers Are Getting Lung Cancer