Sean Cate

Sean Cate

December 10, 2024

5 Things Everyone Should Do To Outsmart Online Criminals, According to a Former FBI Agent and Cybersecurity Expert

In the ever-evolving world of online crime, safeguarding your digital presence is more critical than ever. Jason Hogg, a former FBI agent and cybersecurity expert, shares his insights on how to stay a step ahead of cybercriminals. Here are five actionable tips based on his experience and expertise.

1. Always Verify Before Trusting

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One of the simplest yet most overlooked precautions is verifying the authenticity of messages or calls. Scammers often use sophisticated techniques like deepfakes to deceive victims.

Hogg recounted a story about his mother receiving a call mimicking the voice of her grandchild. Suspicious, she independently verified the situation, preventing potential harm. “Always confirm the source of any communication,” Hogg advises. This small step can ensure. cybersecurity stays, well, secue.

2. Pay Attention to Password Alerts

up close look at an old school password lock
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When your phone notifies you of a compromised password, take it seriously. Ignoring such warnings can leave you vulnerable to account breaches, cybersecurity issues and financial theft.

Hogg highlighted a personal anecdote: “My father, a former FBI agent, ignored a compromised password alert, leading to a significant loss of funds from his bank account.” Changing passwords regularly and avoiding the reuse of the same password across multiple sites are essential practices.

3. Avoid Using Public WiFi Without Protection

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Free WiFi in public spaces is a double-edged sword. While convenient, it poses significant risks to your privacy and security.

“If you’re going to use public WiFi, install a VPN on your device,” Hogg advises. A Virtual Private Network encrypts your data and strengthens your cybersecurity, making it nearly impossible for hackers to intercept sensitive information. Additionally, avoid conducting financial transactions on public networks.

Read More: What You Should Know Before Purchasing a Car With a Keyless Ignition System

4. Lock Your Credit Information

a man putting in his credit card details online
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Identity theft remains a major concern, with criminals exploiting unlocked credit profiles to make unauthorized purchases or loans.

“Locking your credit bureau is a free and effective way to protect yourself,” Hogg explains. Contacting reporting agencies like Experian allows you to set up a passkey, preventing unauthorized access to your credit information.

Hogg shared a cautionary tale of a friend’s father whose identity was used to purchase real estate fraudulently. Taking this simple step can save you from similar cybersecurity disruptions.

5. Think Twice Before Posting on Social Media

bubble icon versions of the Facebook and Facebook Messenger apps
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Social media may seem harmless, but it can serve as a goldmine for cybercriminals. Posting photos, tagging locations, or sharing personal details provides attackers with valuable data for scams or deepfake creation.

“For all the benefits of social media, it creates a treasure trove of information for bad actors,” says Hogg. Machine learning technologies can quickly analyze these details for exploitation. Hogg recommends asking yourself, “Would I still post this if it could be used against me?

Stay Vigilant in the Digital Age

toy person in a mask behind a laptop
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The digital landscape is fraught with risks, but by adopting these five strategies, you can significantly reduce your vulnerability. From verifying messages to locking your credit and thinking critically about social media, these small steps can have a big impact on your cybersecurity.

“Outsmarting online criminals isn’t about being paranoid; it’s about being prepared,” Hogg emphasizes. By following these tips, you’ll make it far more difficult for cybercriminals to target you.

Read More: Keep Your Personal Information Safe Using These 6 WiFi Security Tips